Thursday, August 27, 2020
Business is the foundation of the Australian financial framework ; there are a few things that worries do that are of basic significance to Australia as a state. Ã¢â¬Å" Business bolsters the turn of events and utilization of designing Ã¢â¬ by buying new hardware which gives organizations like: Apple or Mac with gross to pay for workers that exploration and grow, each piece great as the essential apparatus and gear to create present day engineerings. Businesss other than sell the product which permits customers to use more up to date designing, if shops like Dick Smith Ã¢â¬Ës did n't sell IPods or Iphones customers would n't have the option to acquire those focuses. Ã¢â¬Å" Businesses other than furnish Australians with work Ã¢â¬ , without concerns most Australians would n't do any cash, and non have the option to gracefully for their families. Ã¢â¬Å" Businesses other than feed the Australian monetary framework Ã¢â¬ through income upgrades that they need to pay to the spe cialists, each piece great as the investings these worries, a worry makes cash which circumvents a network however they other than purchase and sell stocks which all help communities.Internal Influence and Impact on Australian BusinessAn inner impact is an impact that is made by the worry itself, they identify with factors inside the worry that will affect its activity. Every one of these impacts sway in various manners and in light of the fact that they are welcomed on by the organization it implies that they might have the option to end the impact in the event that it is harming to the worry. Each unique impact has various effects and the impacts are ; Product, Location, Management, Resource Management, and Business Culture.MerchandiseThe inward impact of product is the ; existent merchandise or administrations produce by a worry or organization, these merchandise or administrations choose numerous elements for a worry, if the size of the product is sensibly enormous so the organi zation will require progressively limitless to have the option to hive away the product thusly expanding the physical size of the worry. The product will mirror the worry, the greater collection or extent of stocks created the greater effect the product will do. In the event that the worry purchases or creates more than it sells the net gain fringe will lessen, if the product is non fit to the worries customers the worry will persevere. For example Harvey Norman purchased/created a few thousand PCs/workstations ECT. They did n't sell thus Harvey Norman Ã¢â¬Ës total compensation outskirt decreased.LocationHas been supposed to be the a large portion of import of every single inner impact, there is a straightforward condition Ã¢â¬Å" Prime Location is= Customer Convenience + Visibility. Ã¢â¬ There are a few separate variables of area ; Cost, Visibility, Proximity to customers each piece great as suppliers and bolster administrations. So in a general sense in the event that it Ã¢â ¬Ës non simple and productive for customers to make a trip to a worry that worry will non secure numerous customers, area can other than do a worry supposing that a worry is situated in an incredible area for example close to the ground tackle of a strip mall, they would deliver more clients.Resource InfluenceThere are four boss assets accessible to concern ; human, workers of a worry, Information, Market research the perception expected to run the worry, Physical, gear/hardware/crude stuff and Financial, financess the organization uses to pay income improvements or different obligations. Without legitimate asset course an organization would disregard for example When Vodafone or the Commonwealth bank confronted a hardware bug they lost capital.ManagementIn late occasions because of building and the current planetary financial issues have been Ã¢â¬Å" straightening Ã¢â¬ this implies the degrees of course have been decreased, these worry have more authority over their anxiety. Th ere are all things considered a few mix-ups for delineation, in light of the fact that there are less troughs/workers this implies those chiefs have more control and on the off chance that one of these executives make a blunder it has a more prominent impact.Business CultureThe values, considerations, convictions and viewpoints of a worry, these can be through legislative approach or only the general clothing standard of the staff. Through concern human progress the way individuals work is changed, and if there is a negative development this will deliver laborers who are un-fulfilled which implies disappointment for the concern.External Influences and Impact on Australian BusinessThe outer effects on concern are impacts that are either entirely out or are of least control of the worry. These effects are more cut off to the worry than interior impacts on the grounds that the worry can non modify the impact they can simply change the worry itself to oblige the impact for example Dutie s. There are various impacts and they all effect the worry in various manners and they are: Economic, Financial Geographic, Social, Legal, Political, Institutional, Technological, Competitive situation, and Markets.EconomicThe monetary studies of Australia are a patterned technique expecting that they experience Ã¢â¬Å" Boom Ã¢â¬ periods, proposing a clasp where concern owners costumiers are certain, which in twist implies all the more buying which provenders and develops the monetary framework and Ã¢â¬Å" Flops Ã¢â¬ other than known as a downturn this is when there is low costumier affirmation so there is less cash in concerns meaning, less business which inclines the developing of the monetary framework. The financial framework impactsly affects concern: when there is a thunder there is cash which builds up the worry, and when there is a failure there is no cash which mean the worry neglects to run into income upgrades and obligations ect. So the organization falls flat and may prevent.Fiscal InfluenceThe deregulating of the Australian financial framework has lead to flexibleness inside the monetary segment. It implies that there is a more extensive extent of rivalry, and concerns no longer require to stay tamed to their ain networks, this is because of designing and Globalisation.Geographic InfluenceThis tremendously affects Australian concern, the way that Australia is situated inside the Asia-Pacific part every piece great as the financial developing of those states for example China. This is a test for concerns on the grounds that there is a more grounded rivalry. What's more gives opportunities to worries to grow, each piece great as the nose check alongside other populace reads which take into consideration worries to create and deliver products that are appropriate for that nation, the negative is that worries need to pass an immense of cash to modify, the maturing populace is a representation, concerns will hold to oblige to all the more likely suit that population.Social InfluencesThe people is constantly adjusting comparable to gustatory sensations, habits and development. At the point when a worry can change to suit these gustatory sensations it makes an expanded net gain yet worries that do n't modify run the risk of going originated before and lose clients.Legal InfluencesThese are mandates and approaches that the specialists put frontward and they impactsly affect the worry. A worry is relied upon to remain by every one of these Torahs and mandates, however these influence the aggregate of cash an organization makes, which in twist influences how great it runs.Political InfluencesWhen there are enormous political modifications concern affirmation each piece great as uncertainness may lift or fall, legislative issues influence concerns since they can introduce income upgrades, a representation would be the introduction of the Carbon Tax, which was made because of troublesome judgment over Australian strategy this wil l set endeavor on greater organizations. Be that as it may, they can other than be useful for a worry ; a representation would deregulate which is the remotion of policies.Institutional InfluencesThere are three boss institutional impacts and they are ; specialists, regulative natural structures and other. The specialists presents mandates, the natural structures screen the worry and others influence concerns like authorities.Technological InfluenceWith new engineerings comes another way for customers to shop and for worries to sell, a worry can utilize grouped engineerings like the internet to air at that spot stock each piece great as sell their stocks over the internet which pleas to more up to date customers, it other than permits worries to give to their customers snappier. Innovation can other than detract from worries, for case Borders which is a book shop, is standing up to inconvenience since customers are currently buying books off the internet since it is less expensive, this implies Borders will presently hold to close some store and faces a hard hereafter.Competitive Situation InfluencesCompetition between two shops is a general happening ; they can benefit the customer through less expensive money related qualities and better gross incomes each piece great as the worry through the going customer to the worry. Each organization battles to go the pioneer which is called manageable competitory bit of leeway, the changing extent of adversaries decides how the worry will deliver and sell their merchandise.Changes in Markets InfluenceCapital would now be able to go through states, it is presently simpler for worries to buy abroad offers/organizations, this opens up worries, in twist the worry develops. Notwithstanding this developing there is a shakiness which was made obvious during the GFC ; there is currently a solid move for the interest of talented specialists, for example the expansion of interest for excavators because of the turning unearthing segment. There has other than been solid developing in customer markets, in the estimation of universe exchange this was welcomed on through building which settled on it simpler to pass on.DecisionIn choice, an outer impact is one that is out of the worries control while an inner impact is partner to a worry. They are both negative and positive, since they help the worry to create and turn the worry each piece great as let the worry to dad
Saturday, August 22, 2020
Chanakya On Military Mobilization History Essay Antiquated India created numerous rationalists and tacticians, whose works contribute gigantically to comprehend the incredible human progress and its religions even today. Of all the incredible scholars and tacticians who left their imprint in Indian history, Chanakya is maybe the most significant, on the grounds that it was his system that prompted the acknowledgment of the possibility of a brought together India. It was his understudy Chandra Gupta Maurya who followed his procedure to bind together India in 321 BC. Not at all like numerous other contemporary Indian scholars who concentrated on religion and thought of radiant domains, Chanakya had his feet solidly planted on the ground and pondered the approaches to make a nation rich and ground-breaking. His book on statecraft, Arthashastra, is one of the main books by any Indian writer to feature the significance of the military in the smooth working of the state. As it were, he was a pragmatist who comprehended the force a solid standing military in conveying an unmistakable sign to different nations and its commitment to supporting national pride. It was his accentuation on military, discretion and incognito activities and his merciless common sense that earned him his moniker, Kautilya, the insightful one who utilized all methods conceivable to keep the national pride unblemished. In spite of the fact that there are a great deal of discussions about the personality of Chanakya, an ace specialist and kingmaker, it is past the extent of this article. The article will just arrangement with his perspectives or what is presently viewed as his view by numerous researchers on military preparation. Chanakya comes out as one of the primary planners who not just composed on the most proficient method to activate the military, yet additionally how to arrange it. As somebody who grew up seeing wars among the different realms and republics that existed in India at that point, and furthermore having seen AlexanderÃ¢â ¬â¢s attack of India, he unmistakably observed the requirement for a solid bound together India that would be tranquil and manage others on its own terms. What's more, he unmistakably understood that to turn his fantasy of a solid India, a solid military was an unquestionable requirement. Without a solid military to back the ruler in leading his household and international strategy, he understood, the nation would die. Therefore, in his book he features the significance of military, how to sort out and assemble it when required. His sections on military peruses like parts from any advanced book on military science. It is difficult to envision that over 2,000 years prior, he thought of sending a clinical unit to crusades to deal with the injured. In Arthashastra, he plainly features the need to isolate the military in units and brigades, with their separate banners and officers. He additionally composes on the hierarchy of leadership and how to look after it. What's more, similar to any cutting edge book on military science, likewise makes reference to the significance of secret tasks and mental fighting to stifle the adversary. More than that, he unmistakably composes the measures for picking the commandants of every unit. For instance, the person who heads the infantry must have fight understanding, think about the weapons essential for his soldiers. Correspondingly, the one heading the mounted force ought to have the option to pick the best ponies for his unit, and expertise everything about the ponies. Likewise the officials heading the chariot and elephant units also ought to have information and involvement with picking the correct supplies and creatures for their units.
Friday, August 21, 2020
Understanding Debt Relief An Interview With Michael Bovee of The Consumer Recovery Network Understanding Debt Relief: An Interview With Michael Bovee of The Consumer Recovery Network Understanding Debt Relief: An Interview With Michael Bovee of The Consumer Recovery NetworkThere are a thousand reasons that a person can end up drowning in debt. But whether its hefty medical bills, irresponsible credit card use, or predatory bad credit loans, its true that your options for getting out of debt are far more limited than your options for getting into it.Wed like to pretend that simply tightening your belt and working a side gig to pay off those personal loans and credit cards would be enough to get you out of debt, but that simply isnt true for everyone. Some folks might be better off choosing a debt relief program with an experienced professional.To get some additional insights into debt relief and how it works, we sat down with Michael Bovee (@debtbytes), debt coach founder of the Consumer Recovery Network, a site that provides educational tools and assistance to people looking for debt relief options. He gave us his thoughts on the process of settling and cons olidating consumer debts as well as the state of the debt relief industry in general. Enjoy!OppLoans: Can you tell us a little bit about yourself and your background? How did you get into the business of debt relief?Bovee: I fell into this industry by accident and became entrenched in it. Iâm a debt geek, Iâm fascinated by debt, and I would be doing this no matter what, even if it was just in my spare time like I did back in the day with forums and things like that. Ultimately, I got angry. A friend of mine was contacted by a debt collector back in the early â90s, and they cussed him out, did things they werenât supposed to be able to do. I went to the law library on campus and found out the things they were doing to him were actually illegal. They canât say those things!Long story short, I helped him resolve that debt. We tried to find attorneys to help us at the time, but back then, in â94 there was really no consumer law body that did this kind of work. So we resolv ed it on our own and actually negotiated a settlement. We used some of their bad behavior to get a really good deal.That happened in 1994. I started full-time in the industry in 1998, and I started CRN in 2004. We have a focus on education mainly. Thatâs our mission statement: educate and inform. Mostly as it related to triage. Weâre not focused on methods like the debt snowball or whatever, we focus more on anybody thatâs dealing with a triage situation. That is mostly something we achieve through publishing guides through our website and in video form through YouTube.We do work with consumers. We are a network, so we network with attorneys, we network with credit counseling agencies, bankruptcy attorneys. Basically, weâre always trying to help people find and/or get direct assistance when they canât go through the process on their own.Iâm an outspoken critic of my industry, because it deserves it. Iâm an expert witness in court matters about the industry, and I work hard to change laws dealing with debt consolidation and debt fairness. Iâm pretty heavily engaged in the industry at large. Can you talk about the difference between debts and expenses?A debt is something that, in todayâs society, youâre paying on. You received something on forward demand, you wanted to buy something that you didnât have the money for, and you took a loan out for all intents and purposes. Thatâs what a credit card is a revolving or fixed loan. Or a mortgage, or a car payment. Itâs forward demand. You didnât have enough or chose not to pay for something in cash. Expenses are things that you do to get by each day.How much debt are the people who use your services typically in?Right now, on average, the people who we contact and do a full consultation with have about 22 grand in revolving credit card debt or online loans. That doesnât speak to student loans, it doesnât include mortgages or auto loans. Thatâs kind of the average, itâs down from w hat it was, say, 10 years ago, although I do see it creeping back up. We do run data and we see a little year over year creep in the last few years. Not by much, itâs been going down and down over the past decade and now itâs starting to go up a little bit.Why do you think itâs going up? Does it have anything to do with the shrinking regulations that the lending industry is being subjected to?No, that would only be consistent with the last year. The new administration has much less aggressive regulatory standards, but I think itâs more or less a symptom of people not having enough, and going through financial setbacks. I also think it has to do with the increasing cost of medical care. But what Iâm talking about are people who are going through triage. Thatâs traditionally maybe 30 percent of the population.What is your process like working with clients? When someone reaches out to you, what are the steps you take to help them?Itâs all math. Everything Iâve done all these years has been very math-centric. I do want to talk to them about their specific goals, both near and midterm. Iâd define that as anything between now and three years from now, what financing and other kinds of goals do you have to both improve your life or the life of a loved one? This includes student loans!Itâs math-centric because usually people call us when somethingâs not going well for them financially. Theyâre usually limited to three mainstream options that are designed to help them manage the situation because theyâre past the point of consolidating or getting lower interest rates through a loan, theyâve already tried that.So we focus on consolidating through the nonprofits. There are about 100 nonprofits in the nation that do this. They donât require a credit score, itâs not a loan, they have pre-arranged interest rate concessions from credit card banks, not online lenders.They go in and have these five year plans (theyâre not allowed to last longe r than 60 months, the Fed wonât allow it), and they amortized their payments over some reduced interest rate and their monthly payment will be somewhere between 1.7 and 2.5 percent of their combined balances for up to 60 months. They have to have a dependable source of income that says this is the track you can be on and succeed on. Thatâs the first line of arithmetic.We just calculate 2.1 percent of their balance and see if thatâs an affordable payment for them. If they can, Iâll have them talk to one of those hundred agencies. They all do the same thing so it doesnât matter who you go to, theyâre all gonna give you the same quote for a monthly payment. If thatâs a go, I usually stop there. I donât want to talk about other options until theyâve either been informed about the nonprofit option, and if they can do that, we usually wonât hear from them again. If they canât, then weâre on the phone again.If someone tells me they canât go that route and tell the m that, well, now weâre looking at bankruptcy or settling your debts for less than what you owe. I want to go through the bankruptcy process to see whether they meet the median income to qualify for Chapter 7 in their state. This is a set number that varies from state to state and depends on the number of people in your household. But Iâll walk clients through that process.Some states take home equity into account, and some donât. So you have to look at that before you move into that option. Maybe they would qualify if they sold their home, is that worth it to them? If you canât qualify for the means test, or just absolutely refuse to do Chapter 7 for some other reason, then we can move onto other options. The things is, if you can qualify for Chapter 7, itâs absolutely the smart choice. But some people just wonât do it. In that case, I talk to them about their specific creditors and what it would take to settle their debt.This is what youâre up against. One creditor m ight settle for one amount, another for more or less. I go down the list of forward-looking estimates. I ask them how long it would take them to get that amount of money. Contrary to the way the rest of my industry like to pigeonhole people into things, selling them on three, four, even five-year plans, which are often disasters, I usually make sure that these payment plans donât take longer than two years because you can be sued, and many creditors do sue!At the end of the day, I try to push people towards Chapter 7 as hard as I can. I tell them that bankruptcy doesnât affect them for as long as they think it will. Sure it will be on their credit report for a while but you can still get a mortgage in three years, for two years SHA. You can get a car loan for five or six percent the year after your bankruptcy and youâll have credit card offers flooding into your mailbox just a month after your bankruptcy!When they weigh the costs of bankruptcy as being less than $2,000, and t he cost of settling their debts might be 40 percent of their total debt, or around $18,000, it just makes sense to do it and be done with it! Mathematically, which would you prefer?Bankruptcy doesnât kill your goals or dreams, it just puts them on pause for a relatively short time, all things considered.You were talking about creditors who will settle for less than what someone owes. Does every creditor do this?Every one of them. Thereâs honestly not a single creditor out there that doesnât settle to some degree. I would tell you that small local credit unions have a tendency to not settle very well. They do draw the line and sometimes just refuse to settle at all. At some point later on they might take 10, 20 percent off. Thatâs not great, and sometimes Iâll tell people to avoid trying to settle with smaller credit unions at all. But larger USAA, NavyFed, etc, they all settle. All the major banks, they settle. Whatâs the lowest amount youâve seen a creditor settle fo r?This doesnât apply anymore but during the height of the recession, in 2008-2009 when credit card defaults were at an all-time high (300% higher than average), we were seeing some of the larger credit card issuers regularly take $0.10 on the dollar. That doesnât happen anymore for the most part. Those same creditors are now back to the standard of 35-40 percent. There are times when you can do a little better than that, but in general, thatâs what youâre going to see.If you wanted to negotiate a debt settlement on your own, what would be the process there?Thatâs the question with the longest answer. Iâve got a 10-part article series on our website. If youâre a DIY person, there is a process, but it would take me hours to explain it to you right now. We have a video series and an article series that will take somebody from zero to hero if they read it. We try to help where we can. We respond to everyoneâs comments on the website, on YouTube, virtually every day.We wa nt to help people navigate that process if they want to do it on their own. Of course, we offer that as a service as well, and we charge less than anybody else in the nation. We only get paid after we put a deal together that people like. They pay the creditor first, we get paid last, and we get 15 percent.Thereâs a lot of scams out there that claims to help people consolidate debt. How can you tell a real organization from a scammer?There are 100 of these agencies, theyâre all nonprofits and theyâre all heavily regulated. You can call your state finance commission, see if theyâre on the DOJ approved vendor list for bankruptcy certification. In 2005, there were some changes to the bankruptcy code, and it created a requirement for anyone filing Chapter 7 to get a certificate of completion for pre and post-bankruptcy counseling. Virtually all of those agencies offer that service, they have ever since the law changes, so if theyâre not on that DOJ-approved list, it doesnât necessarily mean itâs a scam, but thatâs a good way to vet potential companies.This is all codified into the CARD Act. Banks used to be able to jack up your interest rate because they stubbed their toe, they didnât need a reason. But because of the CARD Act they have to wait for two months of consecutive nonpayment before they can up your interest rate. On every one of their monthly statements they send out, they also have to have a toll-free number that connects to one of these agencies. If youâre ever questioning whether or not youâre reaching one thatâs legit, just open up your most recent credit card billing statement and call the toll-free number on there. That will connect you to one of these agencies.What is the process of bankruptcy like?I let people know that Chapter 7 is the heavyweight champion of all things debt relief. Nothing can compete with it. The national average cost of Chapter 7 bankruptcy is $1,800. Itâs over in 90 days, you have absolute protectio n from creditors and you can move on very quickly, but you have to qualify. I go over that means test and look at assets that would otherwise be used to pay off creditors if you didnât do Chapter 7.I tell them Chapter 13 should be last resort option to avoid. About 70 percent who have ever filed for Chapter 13 in this country have not completed it. The overarching reason as to why is the inflexible nature of the plan. Itâs a forced repayment play overseen by a trustee, and you pay a set amount of money to the trustee every month. You have to give them that money, you have no wiggle room. The trustee tells you what youâre allowed to spend on groceries every month I mean itâs that real. If you have a life event, and it could be a flat tire, a hot water tank blowing, an unexpected medical expense, youâre out. You get kicked out of the plan and youâre back to where you started.I try to help people understand the difference between Chapter 7 and 13, and see if they can qualif y for 7, but I donât go into any kind of lengthy explanation beyond that. Everything is so state-specific when it comes to bankruptcy, I refer them out to connect with NACBA, the largest association of consumer bankruptcy attorneys in the country. They have a great feature on their website where you can search for an attorney by zip code and about 80 percent of their lawyers donât charge for an initial consult. If youâre considering this you need to talk to someone in your state, we can only scratch the surface in terms of the information we can give you for your specific situation.For more information on debt relief, debt consolidation, and bankruptcy, check out these related posts from OppLoans:How Bankruptcy Leads to Bad CreditCan Consolidating Debt Help Your Credit Score?Bad Credit Helper: Do You Need Credit Counseling?What do you want to know about debt relief? Send us your questions! You can email us or you can find us on Facebook and Twitter.ContributorsMichael Bo vee (@debtbytes) is the founder of the Consumer Recovery Network. he has been involved in the credit and debt industry for over 20 years and has participated as an expert panelist in federal consumer protection rulemaking, collaborated on state law changes governing debt consolidation, has worked as an expert witness in court matters related to the debt relief industry, and is a regular contributor to several personal finance websites.
Monday, May 25, 2020
At the end of the 20th century, file sharing and illegal downloading through Napster were the biggest hits among audiences everywhere. Because of this, many people started to believe that the music industry was failing due to declining CD sales. Although a valid statement, the music industry is not failing; instead, it is changing in many aspects due to file sharing and illegal downloading. Music is always evolving in new and innovative ways, regardless of the minor comeback vinyl records have made. Today, digital files are the most popular form of obtaining music. When one has a digital file of music, he/she is able to share with others without changing the file, in terms of quality. What makes this possible is the binary coding thatÃ¢â¬ ¦show more contentÃ¢â¬ ¦An article by CBS said, Ã¢â¬Å"Jurors ordered Jammie Thomas, 30, to pay the six record companies that sued her $9,250 for each of 24 songs they focused on in the case. They had alleged she shared 1,702 songs online in viola tion of their copyrights.Ã¢â¬ Although the consequences are harsh, the chances of getting caught with the act are so slim because there are so many people sharing smaller amounts of files to other peers. It seems to be that this type of change of listening and obtaining music is inevitable because there are just so many benefits that outweigh the negative aspects. The music industry is changing in the respect that single songs and playlists are dominating entire albums. In other words, more people prefer to purchase individual songs by other artists rather than purchasing entire albums. What made this possible was the creation of iTunes and its music store, but of course an iPod is necessary with the two. With the iTunes music store, one has the option to either buy an entire album, typically for $9.99, or purchase individual songs for $.99 each. Listeners can also preview the songs up to ninety seconds, which can either make or break the decision to buy the song or album. If one were to purchase the individual songs, they would essentially be saving more money, which is more appealing. It brings up the question, Ã¢â¬Å"Who would not want to purchase only the good songs from an album for a cheaperShow MoreRelatedIncrease of Illegal Downloading of Music794 Words Ã |Ã 3 PagesThere are many reasons for increasing the illegal downloading for m usic in the last years. The technology development of computer and communication led to increase the illegal downloading of digital multimedia (e.g. music). In general, there is no change in the behavior of buyers, but starting of internet network and uprising of computerized systems, result in latest rise in piracy. The digital revolution has been one of the most important causes in control of piracy. As the arrival of the digitalRead MorePiracy Trends and Effects986 Words Ã |Ã 4 Pagesdescribes the trend of increasing in illegal downloading of music. Technology, Human Behavior and no global obligation are the main reasons for this trend which finally effects on different issues (e.g., music market progression, buy CDs). This essay is structured as one reason and possible effects in each paragraph and finally to sum up with conclusion paragraph. The technology development of computer and communication led to increase the illegal downloading of digital multimedia (e.g. music). InRead MoreEssay Downloading Music from the Internet1592 Words Ã |Ã 7 PagesDownloading Music from the Internet There are many ways to download music off the internet; some legal and some illegal. There are so many websites about downloading music, it can be confusing to people which ways are legal and which are not. Some sites and programs charge a monthly fee while others have consumers pay per song. Then there are others that advertise Ã¢â¬Å"Free DownloadsÃ¢â¬ and falsely state that downloading free music is legal. There are many advantages andRead MoreEssay on Illegal Music Downloading730 Words Ã |Ã 3 PagesEver since the start of illegal music downloading there has been an ongoing debate. As with any controversy, there are those whose positions stand at one end of the spectrum or the other and also those who are moderate or nonchalant. Many believe that downloading a song without paying for it is not only illegal, but also immoral. None-the less, people continue to download songs, rationalizing that the record companies are getting what they deserve after years of o verpriced CDs or that the artistsRead MoreDownloading Music with and without Permission1045 Words Ã |Ã 4 Pagesmake unauthorized copies of someoneÃ¢â¬â¢s creative work, you are taking something of value from the owner without his or her permission. ( RIAA) Technology has made it possible and easier to download music for free, but it is legal to do so. When downloading music from sites it is okay to do so, if the site has the official permission of the owners to copyright their music; whether if the sites charges. For example the app Pandora is legal. Pandora is a radio app that streams music. While the userRead MoreEssay about Downloading Copyrighted Music: Legal or Illegal688 Words Ã |Ã 3 PagesDownloading Copyright Music: Legal or Illegal Illegally downloading music of the internet for free is a huge controversy in this day and age. Many people fight that the music was bought at one time so they are not hurting anyone. Companies and musicians on the other hand, have a different view about downloading this music for free. They argue that have made this music and people are downloading it off the internet instead of buying it from a store. Sales in the music industry have gone down asRead MoreIllegal P2P File Sharing Essay example874 Words Ã |Ã 4 PagesAmerica (RIAA) wants to let the public know that this file sharing that is going on is illegal. The only way to stop this is to start lawsuits. The RIAA has been making attempts for a couple years to inform the public that file sharing is illegal, but now that nothing has happened appropriate action needs to take place (RIAA 1). Singers and songwriters need to make a living somehow. They know that downloading music is a way to get their voice heard, but they also know that it is significantlyRead MoreEssay on Against Illegal Downloading1318 Words Ã |Ã 6 PagesAgainst Illegal Downloading At the dawn of the internet, many things such as books and text became obsolete, due to insufficient monitoring of internet activity and sites. Individuals were able to gain free access to books and publications that normally needed to be bought, or required a fee. This is something that has caused problems for booksellers and publishers. Now, as technology advances, it also begins the decline of music, software, and television industriesÃ¢â¬âbut something can be doneRead MorePiracy, The Intellectual Property Rights Of The Recording Industry Association Of America1285 Words Ã |Ã 6 Pagesproblem with piracy, as they are strictly a business trying to maximize their profits. Contrary to RIAAÃ¢â¬â¢s beliefs, there are studies, including the most recent one, pointing to the fact that illegal downloading and visiting of illegal downloading websites show a positive correlation with legal downloading and visiting of legal websites. This is not to say that piracy is good, but that it may not be the factor that is driving the sales of music down. The specific rights being violated at handRead MoreIfsm 304 A11344 Words Ã |Ã 6 PagesIFSM 304 Abstract In the various media industries there are extreme worries concerning unauthorized downloading and copying of their products known as piracy. Piracy of items has been part of commerce for centuries; counterfeiting of currency for example. With the information age the ease at which media can be pirated has caused an explosion of this phenomenon. This practice is an illegal act that is done by individuals for personal use and also for profit. The first do not seem to see the
Thursday, May 14, 2020
Congress as part of the Fair Labor Standards Act (FLSA) instituted minimum wage back in 1938. The first minimum wage was at $0.25 per hour and the last minimum wage increase occurred in 2007. Over the past 65 years the minimum wage has varied considerably in inflation-adjusted buying power. It has averaged $6.60 an hour in purchasing power in 2013 dollars, but it has ranged from a low of $3.09 an hour in late 1948 to a high of $8.67 an hour in 1968. TodayÃ¢â¬â¢s minimum wage buys somewhat more than the minimum wage has historically, although it remains over a dollar an hour below its historical high. In addition to the federal minimum wage, nearly all states within the United States have their own minimum wage laws with the exception of South Carolina, Tennessee, Alabama, Mississippi and Louisiana. Sixteen states have a minimum wage that is higher than the federal minimum wage. The first moves to legislate wages did not set minimum wages, rather the laws created arbitration boards and councils to resolve labor conflicts before the recourse to strikes. Minimum wage is raised usually when there is a time of healthy economic growth and low unemployment. In 1990, Congress enacted a minimum wage hike that took effect on April 1 of that year, when unemployment stood at 5.4 percent. Congress voted to raise the minimum wage again in August 1996Ã¢â¬âwhen unemployment stood at 5.1 percent. The next vote to raise the minimum wage occurred in May 2007, when unemployment stood at 4.4 percent.Show MoreRelatedThis American (Working) Life1053 Words Ã |Ã 5 Pagespay (U.S. Cong. Federal Labor). These and other professions are labeled exempt from the Fair Labor Standards Act. An exempt profession, when put on a salary, is not protected by the FLSA and can work as many hours as required with no extra compensation. According to a new bill, S. 1747 The Computer Professionals Update Act , legislators would extend these exemptions to other IT professions (27-31). In a time wh en it is hard to find anyone with a good opinion of congress, why would any senator proposeRead MoreEssay on The Minimum Wage Should be Raised1371 Words Ã |Ã 6 Pagesneed income of some type, were they wanted to make it fair were individual could get pay the same without a college degree. I am going to start off with a little about minimum wages history and how this could help our Economic. In 1892 Federal Government adopt an 8 hour workday and other wages standard for employee. In 1903 Congress create the U.S. Department of Commerce and Labor. In 1933 Congress passes the National Industrial Recovery Act covering private sector wage hour (Congressional Digest)Read MoreThe Federal Government1353 Words Ã |Ã 6 Pagesto reforming how commerce clause is viewed. Let us take the constitution as a road map. Interpreting its powers has also form how congress uses those same power when it comes to the digression of law making (Legislation branch). In Gibbons v. Ogden (1824), United States v. E.C. Knight Company (1895), Muller v. Oregon (1908), Hammer v. Dagenhart (1918), National Labor Relations Board v. Jones Laughlin Steel Corp. (1937), and Heart of Atlanta Motel, Inc. v. United States et al. (1964), I will illustrateRead MoreChild Labor Laws In the 1800s1462 Words Ã |Ã 6 PagesChild Labor Laws In The 1800s Child Labor, once known as the practice of employing young children in factories, now its used as a term for the employment of minors in general, especially in work that would interfere with their education or endanger their health. Throughout history and in all cultures children would work in the fields with their parents, or in the marketplace and young girls in the home until they were old enough to perform simple tasks. The use of child labor was not a problemRead MoreThe National Industrial Recovery Act1061 Words Ã |Ã 5 PagesNational Industrial Recovery Act. Gale Encyclopedia of U.S. Economic History. Ed. Thomas Carson and Mary Bonk. Detroit: Gale, 1999. Student Resources in Context. Web. 16 Mar. 2016. Gale Encyclopedia of U.S Economic History over the past 17 years has been covering the story of the National Industrial Recovery Act. The Book National Industrial Recovery Act talks about President Franklin D. RooseveltÃ¢â¬â¢s initial New Deal Programs, National Industrial Recovery Act was the centerpiece of his programsRead MoreEssay on New Deal774 Words Ã |Ã 4 Pagesfirst term. In a desperate attempt to solving the woes of the American population, FDR and his Congress passed more bills than any other president-congressional combination as ever done in their first impression time period. FDRÃ¢â¬â¢s domestic policy, known more widely as the New Deal, was intended to be a group of innovative measures to counteract the effects of the Great Depression. Roosevelt and the U.S. Congress, trying to reduce unemployment, restore prosperity and return a sense of morale to AmericanRead MoreThe Amendment And The Congressional Apportionment Amendment1285 Words Ã |Ã 6 Pagesamendments t hat have made their way through the congress since first the constitution was instated. A few, however, never made it into the United States constitution. There were six amendments that were never ratified into the constitution. Some were justified in their reasons for not being ratified, but then there are some which to this day no one quite understands why they were not ratified into the constitution. In Americans attempt to be a fair and just country, its government made many differentRead MoreGibbons V Ogden ( 1824 )1007 Words Ã |Ã 5 Pagessince his right to operate a steamboat on that route was protected by an act of Congress. According to Chief Justice Marshall, since interstate commerce includes navigation through a generally accepted understanding of the word Ã¢â¬Å"commerceÃ¢â¬ , the act of Congress was constitutional. To quote Chief Justice Marshall, he also argued that Ã¢â¬Å"CommerceÃ¢â¬ ¦ is intercourse. It describes the commercial intercourse between nations, and parts of nationsÃ¢â¬ ¦ The mind can scarcely conceive a system for regulating commerceÃ¢â¬ ¦Read MoreFDRÃ¢â¬â¢s Alphabet Soup1158 Words Ã |Ã 5 Pagessummer of 1933, job recovery was still a major part of ending the Great Depression. The National Industrial Recovery Act (NIRA) and the National Recovery Administration (NRA) was the largest piece of industrial recovery and regulations during the time period. FDR stated, Ã¢â¬Å"Its object is to put industry and business workers into employment and increase their purchasing power through increased wages.Ã¢â¬ It did abundantly more than that. It also ended child labor, sweat shops, and lowered weekly wages in theRead MoreThe Progressive Era Of The United States994 Words Ã |Ã 4 Pagesthe passing of labor laws, anti-trust laws, unionization for important industries and the introduction of four new amendments in the constitution. Children have been servants throughout human history. Employers were taking advantage of children by making them work very long days and work in dangerous conditions. Children laborers also lacked an education due to the long hours they worked. Children worked to help support families but yet got very little pay. Reformers and labor organizers wanted
Wednesday, May 6, 2020
Starting with the meaning of Culture; is the characteristics and knowledge of a particular group of people, defined by their beliefs, behaviors, language, religion, cuisine, social habits, music and arts. To me it was interesting to read the three books and learned about how Conklin, Hutchinson, and Basso studied the concept of the different cultures. In Consuming Grief, Beth A. Conklin, studies the history of the Amazon Tribe like the Wari culture. Conklin talked about the concept of Cannibalism which was something new for me to learn about how people are eating human flesh. People in the olden days used to practice cannibalism during the famines, in the besieged cities. Some of the primitive tribes believed that by eating the flesh of enemies, they could acquire their abilities. On the other hand others believe in cannibalism as a religious ritual or burial rites, or a way for the family to get rid of their loss easily, quickly and as a kind of exaggeration in hurting the enemy, w here the winner will eat the flesh of the vanquished. And some people thought that eating the dead body was considered a sign of respect and compassion for the dead person. Cannibalism existed only in the past until the 1960s among the Indians of the western Amazonian rainforest. In Sharon Hutchinson, Nuer Dilemmas: Coping with Money, war and the State, she lays out the concept of the expansive background of blood, cattleÃ¢â¬â¢s and cash as well as the change of importance over time in the southernShow MoreRelatedShould Religion Be Banned?1258 Words Ã |Ã 6 PagesHas somebody ever offered you to taste Ã¢â¬Å"Long Pig?Ã¢â¬ If so, you may have been offered human meat. Most people think that getting a taste of our supposedly Ã¢â¬Å"pork-likeÃ¢â¬ species is outrageous, but have never considered that it might be a religious norm still practiced today in many tribes. Can one guess which widely practiced religion believes in consuming the offspring of their god, despite the obvio us indication of its evilness in its Holy Scripture? If Roman Catholicism comes to mind, that is absolutelyRead MoreLanguage Is An Innate Function Of Human Nature1955 Words Ã |Ã 8 PagesThere is much discrepancy among linguists regarding the origins of language. Most linguists argue that only specific influences gave rise to the language system that exists today. Some linguists, like Noam Chomsky, argue that language is an innate function of human nature while others, like Daniel Everett, posit that language is solely a cultural product. As a result of this debate, the question arises: What are the true origins of language? The human need to communicate and to express ideas is a
Tuesday, May 5, 2020
Question: Discuss about theInnovation and Sustainable Business Developmentfor Graphical. Answer: Introduction The establishment of the structured business model is essential for representing the overall business processes. Some of the business models, such as contextual, graphical, and textual are associated with the organisational structure (Zou, et al., 2014). The business organisations identify the future prospects of a sustainable business and develop the suitable business model to conduct the business activities. The initial formulation of the business model includes the technological architectures, value propositions, and the organisational infrastructure. Therefore, the essay is based on the formulation of the structured business model that can e perceived as the system. Discussion The conceptualized ideas of the business model development are initially focusing on the identification of the core business concepts. It has been observed that the business organisations often deal with several segmentations, such as organisational structure, target customers, and the operational policies (Veit et al., 2014). The business model is generally dealing with the assumption based hypothetical context that determines the necessary resources used for fulfilling the business objectives. The identification of such key resources is much beneficial in organizing the value chain process in a significant way. Morris et al., (2015) opined that the business model development is mainly focusing on the expected outcomes of the organisational structure for ensuring the new opportunities. The business model as a system is associated with the identification, understanding, and the stimulation process of the model evaluation. It is to be specified that the system model is generally utilized to present the conceptualized ideas about the interdisciplinary study. This interdisciplinary model is focusing in the application of the model for presenting the conceptualized form of the systems, especially, in the business development in IT firms. It is noted that the functional modeling is concentrating on the functional flow diagram and the important techniques. It is important to state that the business process-modeling notation is one kind of typical workflow that is represented through the graphical presentation (Fielt, 2014). The conceptual models can sometimes be physical or social that based on the values of current affairs. The business model as a system is much helpful in resolving the static and dynamic issues. These business models are generally depending on the scientific method in which the starting point is to create the hypothetical value. The business managers often concentrate on using the business models in order to address the issues based on the static or dynamic factors. It is noted that they use the spreadsheet for ensuring the analytical approaches for the upcoming planning process (Farahani et al., 2014). In fact, evaluation of such business model is much beneficial in analyzing the critical components. In addition to this, it is essential for the business manager to ensure the business dynamics for resolving the internal conflicts. Therefore, the business managers have been using the business models for strengthening the value positions and securing the competitive position as well. Additionally, it is much helpful in developing the strong customer base as well. The establishment of the business model system is effective enough in recognizing the partnership aspects of the firm. The business model canvas is generally used for identifying the right partners in the market that can be beneficial for the entrepreneurial business process. While securing the competitive position in the market, it is essential for the firm to identify the potential suppliers and the different types of partnerships (Bohnsack, Pinkse Kolk, 2014). These partnerships are generally concentrating on the location and needs of the relevant supply chain process. In fact, evaluation of such business model is much beneficial in analyzing the critical components. In addition to this, it is essential for the business manager to ensure the business dynamics for resolving the internal conflicts (Boons Ldeke-Freund, 2013). The business model system is the most useful source of identifying these specific factors that determine the association of the right partnership businesses. It is in fact helpful in defining the expectations in the competitive business market and the impacts on the potential clients. It is essential for the business clients to ensure the win-win situations. However, it is important to select the right business partners for the future growth. On the other hand, the business partnership process is classified into various typologies, such as joint venture, strategic alliance, and buyer-supplier relationships. It is essential to select the right method to strengthen the business entity on the grounds of competitive market. Another most beneficial use of business model is the innovation process. The application of the innovative business mechanisms is necessary for ensuring the sustainable development of the firm in a competitive market. In fact, the innovative business method is generally persuading the business companies to differentiate the business strategies and achieve the competitive advantage (Baden-Fuller Haefliger, 2013). The business managers often concentrate on using the business models in order to address the issues based on the static or dynamic factors. It is noted that they use the spreadsheet for ensuring the analytical approaches for the upcoming planning process. The business model system is thus helpful enough in identifying the unique mechanisms that will be helpful enough in increasing the standardized business parameter. Mitsuru Kodama, on his article named Boundaries Innovation and Knowledge Integration in the Japanese Firm highlighted the restructuring process of a Japanese firm for competing in the global market (Kodama, 2009). The article pointed out several competencies of the Japanese firm for ensuring the capability of participating in the competitive business market. For example, the strong base of the electronic and telecommunication services is effective enough in attracting more customers towards the business brands. The article is focusing on the knowledge integration firm that develops the unique corporate model. The integration process is linking the organisations from different zones. The evaluation of the knowledge integration model helps in prevailing the challenges and the issues associated with the vertical corporate boundaries. Another article on Killing Two Birds with One Stone, it has been specified that the structured business model is helpful in improving the product and service delivery process. It is to be specified that the associated spreadsheet in the business development process provide the insights about the logic-based issues (Itami Nishino, 2010). The understanding of the critical components is essential for organizing the value added services that are much attractive for the target customer group. In fact, the article provides the reflective insights about the simplistic forms of performing the organisational activities. Managing the core competencies would be beneficial in gathering revenues and the competitive position in the market. Conclusion This paper discloses the relevant findings that would be helpful in understanding the future business trends via developing business models. The business models are considered as a part of the overall business systems. The business managers often concentrate on using the business models in order to address the issues based on the static or dynamic factors. It is noted that they use the spreadsheet for ensuring the analytical approaches for the upcoming planning process. In fact, evaluation of such business model is much beneficial in analyzing the critical components. In addition to this, it is essential for the business manager to ensure the business dynamics for resolving the internal conflicts. The continuous changing scenario of the business model innovation sometimes can be invisible to the people worldwide. It is implied that the business model development is associated with several factors, such astrategic choices, value network, creating values, and capturing values. The spre adsheet presented by the managers for the business model development provides the solution to address the logic-based issues within an organisation. References Baden-Fuller, C., Haefliger, S. (2013). Business models and technological innovation.Long range planning,46(6), 419-426. Bohnsack, R., Pinkse, J., Kolk, A. (2014). Business models for sustainable technologies: Exploring business model evolution in the case of electric vehicles.Research Policy,43(2), 284-300. Boons, F., Ldeke-Freund, F. (2013). Business models for sustainable innovation: state-of-the-art and steps towards a research agenda.Journal of Cleaner Production,45, 9-19. Farahani, R. Z., Rezapour, S., Drezner, T., Fallah, S. (2014). Competitive supply chain network design: An overview of classifications, models, solution techniques and applications.Omega,45, 92-118. Fielt, E. (2014). Conceptualising business models: Definitions, frameworks and classifications.Journal of Business Models,1(1), 85-105. Itami, H., Nishino, K. (2010). Killing two birds with one stone: profit for now and learning for the future.Long Range Planning,43(2), 364-369. Kodama, M. (2009). Boundaries innovation and knowledge integration in the Japanese firm.Long Range Planning,42(4), 463-494. Morris, M., Schindehutte, M., Richardson, J., Allen, J. (2015). Is the business model a useful strategic concept? Conceptual, theoretical, and empirical insights.Journal of Small Business Strategy,17(1), 27-50. Veit, D., Clemons, E., Benlian, A., Buxmann, P., Hess, T., Kundisch, D., ... Spann, M. (2014). Business models.Business Information Systems Engineering,6(1), 45-53. Zou, W., Kumaraswamy, M., Chung, J., Wong, J. (2014). Identifying the critical success factors for relationship management in PPP projects.International Journal of Project Management,32(2), 265-274.